About Our Services
Q: What services do you offer?
We provide personalized financial planning with a focus on the five key areas of financial planning (Investment Management, Retirement Planning, Protection/Insurance, Estate Planning and Tax Planning). Please reference services page.
Q: Are you a fiduciary?
Yes. As an independent Registered Investment Advisor (RIA), we are legally obligated to act in your best interest at all times.
Investment Management & Planning
Q: What is your investment philosophy?
Our investment approach is long-term, diversified, and rooted in evidence-based strategies. We prioritize risk management, cost-efficiency, and alignment with your goals and values.
Q: Do you offer tax-efficient investing?
Yes. We place a huge emphasis on reviewing and understanding tax implications in our planning and portfolio construction, and we can collaborate with your CPA to create a coordinated plan.
Fees & Engagement
Q: How do you charge for your services?
We are a fee-only advisory firm. Our compensation is derived from a percentage of assets under management (AUM). We do not earn commissions from product sales or charge separate financial planning fees.
Q: Will I be locked into a contract?
No. You are free to end our relationship at any time. We believe in earning your trust, not requiring it.
Q: What does the first meeting look like?
The initial consultation is complimentary. We’ll discuss your goals, financial picture, and whether we’re a good fit to work together.
Technology & Accessibility
Q: Can we work together virtually?
Yes. We serve clients nationwide through secure video calls, digital document sharing, and online account access.
Q: How is my data protected?
We use secure platforms, industry-standard encryption, have our staff complete annual training, and employ cybersecurity firms to ensure we protect your personal and financial information.