Retirement Planning & Distribution

Retirement income plans are not just for the wealthy. And having choices on how you want to spend your 60s, 70s, 80s and yes, even your 90s isn't exclusive to the wealthy either. We often talk a about living the retirement you want to live. You tell us what you want and we'll design a roadmap to help get you there. Our job is to actively manage your investment assets with your needs, goals and personal risk profile in mind. Your job is to enjoy life.

As you near retirement, the traditional strategy has been to transition your portfolio from an aggressive one to one that is more conservative. This worked fine when retirement was only expected to last five to ten years. However, thanks to advances in medicine and lifestyles, people are living longer. It’s not unusual for someone retiring at age 65 to live to age 90 or longer so you may need to plan for your nest egg to potentially last 25 to 30 years.

No one wants to outlive their savings which is all the more reason to develop a retirement income strategy designed to last for a longer lifetime. If a portfolio loss occurs earlier in life, you have more time to recover; however, a significant loss in the years just prior to or after retirement can have a damaging impact on the level of income you receive over the course of the rest of your life. We can help you design a retirement income strategy that creates opportunities for long-term growth as well as guaranteed income throughout your retirement.